Required Building Permits For Renovations

Required Permits For Renovations

In most cases a building permit will be required to start and complete any project. For those projects that do require a permit the first draw will not be approved without permits.

Notice of Commencement

In addition when a project does require a permit the contractor must also file a notice of commencement and provide a copy to the borrower. Most county and/or municipalities in Florida will not provide the necessary inspections for a project that requires a permit but has not had a Notice of Commencement filed with the county tax assessor’s office.  

Home and Building Inspection Agreement

Ralph W. Spurlock
Florida Certified General Contractor CGC 006912
FHA 203K Loan Consultant A 0929
FHA 203K Loan Compliance Inspector L 755
Florida Certified Home Inspector HI 3298
Office (305) 251-5889
Cell (786) 258-1557
Primary Email: 2concept@comcast.net
Alternate Email: 2rasp@floridabuildinginspect.com

Home and Building Inspection Agreement

A home and building inspection is a non-invasive, visual examination of a home or building performed for a fee. The inspection is designed to find material defects within specific components of the home or building, components may include any combination of mechanical, electrical, plumbing and/or other essential portions of the home or building.

The Purpose of the Inspection

The purpose of the inspection is to check the over-all condition of the home or building and is an observation of the visible and clear condition of the structure and its components on the date of the inspection. The inspection is not a prediction of future conditions

The Contents of Every Inspection Report Shall Contain the Following

                    * A written report that may be called Exhibit ‘A’

                       * A visual report that may be called Exhibit ‘B’

Exhibit B’s visual report contains digital photographs of the inspected property. Also contained in Exhibit B’s section are any/all relevant property search data that can be obtained by use of the internet, any/all found deficiency/deficiencies notation(s) that may have been omitted. Thus, any information contained in Exhibit ‘B’ shall be deemed included and part of ‘A’ and is pertinent to the final outcome of the property inspection report. Therefore, client(s) and/or their representative(s) are obligated to closely examine the written report (Exhibit ‘A’) and the visual report (Exhibit ‘B’), to fully ascertain the findings and recommendations included there within. Some municipalities charge a fee for property information that cannot be accessed on the internet. In that case additional costs will apply.

Continue reading Home and Building Inspection Agreement

Helping South Florida reduce home-building insurance costs